Our main goal is to get you out of debt.  Becoming debt free is the first step to becoming financially secure, and debt settlement may be your best option. Our debt settlement program is actually quite simple. How it works: We will set you up with an affordable monthly savings plan, (which is determined on a client-by-client basis between you and a counselor at US Mitigation. Based upon what you are able to set aside and save each month in your trust account, we can determine how many months you will be a part of the program, and ultimately determine when you will be debt free. The negotiation process has been tested and developed over years of experience by our team of professionals in the field of finance and credit card debt. Our professionals are highly skilled in each of their fields of expertise. Through many established creditor relationships and proven processes, we are able to successfully negotiate the debts of our clients at a substantial discount. Creditors are willing to negotiate a debt with us, on behalf of our clients, with the understanding that the settled amount will be paid in a timely manner. Furthermore, creditors are always looking to avoid the ineffective and costly efforts of an outside collection company. We continue to develop our relationships with creditors throughout the country, and we always maintain a very professional and cooperative relationship with the creditors in order to reach the most favorable settlement offer for our clients.