Five consecutive weeks of increases pushed mortgage rates to their highest level since April 2011. According to the latest data released Thursday by Freddie Mac, the 30-year fixed-rate average..

Historical Mortgage Rates and Historical ARM Index Rates. HSH Associates has surveyed lenders and produced mortgage statistics for over 30 years. HSH’s Fixed-Rate Mortgage Indicator (FRMI) — the longest series of street-level pricing available — includes mortgages of all sizes, including conforming, "expanded conforming," and jumbo.

Us Mortgage Interest Rates History Freddie Mac’s Mortgage Rate survey explained. research note: freddie mac’s Primary Mortgage Market Survey (PMMS) is the longest running weekly survey of mortgage interest rates in the United States. Since Freddie Mac launched its survey in 1971, others have begun collecting and reporting mortgage rate information.Best Mortage Refinance Rates Discount Points. A point (or discount point) is an upfront fee paid to lower your interest rate. Each point costs 1% of the total loan amount. For example, on a $200,000 loan, one point costs $2,000. Paying points can lower your monthly payment and help you save on interest over the life of your loan.

Even though the 15-year fixed-rate mortgage was just 2.5 percent last year, the lowest in recorded history, and three-quarters of a. paid, anyone who can afford the higher payment of a 15- or 20-year loan should consider it.

5 Reasons Why a 20 year mortgage is a Great Option.. a 20 year mortgage has a 3.75% rate, and a 15 year mortgage has a 3.375% rate. This is a .375% advantage that a 20 year loan has over a 30 year loan. If the amortization timelines were the same, this .375% advantage would save around $50 a.

Buying Down The Rate Buydown Points Calculator – Everyday Hero Housing Assistance. – Everyday Hero housing assistance fund (ehhaf) is a fund of Virtual Sports Academy, and a home buying assistance program dedicated to firefighters, police, teachers, medical workers and many other community heroes.Our unique approach to the home buying process allows you to receive gift funds in order to cover the closing costs on your home purchase.

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. offer borrowers specific rates based on their credit history and the length of the loan. Here are the benefits of 30, 20 and 15-year terms: There is a long-term stability to fixed-rate mortgages.

WASHINGTON (AP) – Long-term U.S. mortgage. fixed rate mortgage fell to 3.41 percent from 3.48 percent a week ago. A year ago, the 30-year rate stood at 4.04 percent. The 15-year mortgage rate.

View and compare urrent (updated today) 15 year fixed mortgage interest rates, home loan rates and other bank interest rates. Fixed and ARM, FHA, and VA rates.

The 20 year fixed-rate mortgage allows the borrower to pay off the mortgage faster and typically has a low interest rate when compared to common 30 year fixed-rate mortgages. But monthly payments are usually higher than with 30 year fixed-rate mortgages.

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The shorter your fixed-rate loan, the lower your mortgage rate. So 10-year fixed mortgage rates are lower than those on 15-year loans, which are lower than 20-year rates, which are lower than 30-year fixed mortgage rates. You pay much less interest with the shorter loans and lower rates,