Loan-to-Value Ratio is calculated by dividing the sum of the home, land, and land improvements minus the down payment, trade-in allowance, and other credits by the sum of the value of the home, land, and land improvements.
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For a borrower, the EMI will depend primarily on three factors – the bank’s MCLR, mark-up and the reset date. The Monetary Policy Committee (MPC) of the Reserve Bank of India (RBI) today in its first.
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However, for a seller whose home isn’t selling or for a buyer having trouble with traditional lender guidelines, owner financing is definitely a viable option. Also known as seller financing, it’s especially popular if the local real estate scene is a buyer’s market.