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Home Interest Rates Fha apply fha mortgage fha House Listings Fha Loans Maximum The U.S. House and Senate voted to increase the threshold of mortgages backed by the Federal Housing Adminstration (FHA) to $729,750, a move that would give more homeowners access to cheaper loans..To better understand today’s buyers, U.S. News consulted some of the top real estate agents in Las Vegas. Here are the top trends they say are important to know before listing your home. A buyer.An FHA loan is a mortgage backed by insurance provided through the Federal. and see if there are any problems you can clear up before applying for a loan.