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The last time the Federal Reserve ratcheted interest rates lower was in 2008, when the subprime mortgage meltdown still..

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(The average jumbo rate in mid July was 4.1%, according to When you’re shopping for a mortgage, multiple.

And in especially good news for buyers, FHA mortgage rates remained at historic lows as 2010 began. According to financial Web site, the average interest rate on a 30-year fixed-rate mortgage loan, including those insured by the FHA, stood at 5.04 percent in mid-February.

Borrowers may see interest rates down on credit cards, variable rate student loans, auto loans, small business loans, and.

As a result, a Fed rate cut will likely be passed along to car buyers within weeks, Rick says. A quarter-point decrease on a.